Athletes poses an interesting dilemma for some holders of health osiguranja.Razmišljanje goes like this: For the most part, these people are very healthy (exercise, eat well, take care of themselves), but on the other hand, are at serious risk of injury to the Achilles simple tendon tear is not only very painful for you, but also very costly for insurers.
More and more sports create their own specific types of injuries (tennis elbow, runners knee, etc.). Other common sports injuries are: sciatica, concussions, rotator cuff injuries, severe sprains, fractures i. With initial treatment and monitoring, many (if not most) of these injuries require costly rehabilitation therapy.
When it comes to health risks, not all athletes are created equal. Golf and badminton players will still be lower risk than football and hockey players. Then there are the adrenaline sports such as trekking, climbing and gliding --- in the insurance category of their own.
health insurance specifically for athletes
Professional league athletes and Olympic team athletes usually get group health insurance, but part-time weekend warriors have a difficult time. Included in this category, weekend warrior to elite athletes who spend almost all their not working, non-sleeping hours of training, but are not connected with the league, club, or organization that offers health Insurance Group. While this is discouraging, there are companies that are actively looking to provide athletes like you. Some health insurance companies are more athlete-friendly than others. Therefore, you'll be better off going insurance broker who represents several companies, rather than someone who represents only one company.
Most health insurance application will ask whether the right to participate in certain high-risk activities such as racing and parachute jumping. In addition, insurers will be looking for other information that suggests that they are at high risk for sports ozljede.Dobar indicator of your past medical history.
Some amateur sports organizations require that all participants carry individual health insurance, and will require proof before issuing membership. They are also an excellent source for researching companies that cater to athletes. If you are an elite athlete, and occasionally travel outside the state for events, you'll want to plan with a generous provider network that includes access to doctors in many državama.Alternativa a plan with a low penalty for seeking out-of-network services. Also, if you're anticipating frequent injuries, look for a plan with a low level. Expect to pay dearly for it, though, especially if you already have a history of sports related injuries.
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